Today the saying that says: “save bread for May” is more relevant. And one of the smartest ways to do it is through financial instruments that provide returns above the market average. It is about reserving a certain amount of money to face unforeseen situations or, in any case, saving it intelligently.
MAPFRE has an alternative for those people with economic surpluses for savings or investment and who are looking for the best interest rates on the market. This product is called Multifondos Flex, a life insurance with added value. Starting with a minimum amount of US $10,000, and depending on their risk profile, the person can choose between three funds or portfolios: prudent, moderate and risky. The portfolios contain a mix of international funds that are made up of both fixed income and variable income, diversified according to the level of risk or type of fund chosen.
Differential
How is this investment option different from the others on the market? It is an international investment product, unique in the market, which offers the best options to maximize profitability.
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Among its main advantages is the fact that it is flexible, which allows investors to change their portfolio or fund at any time and at no cost. It must be taken into account that the profitability obtained is not subject to income tax.
For their part, the client can freely choose their beneficiaries, as well as change them whenever they want. You can also request full or partial redemptions from your fund and make redemptions without penalty from the fourth year. Finally, in the event that the client dies, the beneficiaries of the policy will receive the total accumulated return of the fund plus an additional 10%, in accordance with the established maximum limits.
To the above is added the variant of transparency, of vital importance for customers. Through the SMARTFLEX platform, the client will be able to follow their investments, change portfolios and carry out new simulations according to their objectives. Finally, it has the support of MAPFRE, a global company that has the highest risk classifications and has a team of specialists that constantly analyzes the markets to present the best investment alternatives to clients.
In this way, natural persons have available an investment instrument that serves to make the most of the economic surplus they possess and, at the same time, acts as life insurance.