Can someone who is not on insurance drive my car?

Having a valid driver's license is essential to be able to drive a vehicle, but it is not the only requirement that must be met to get behind the wheel. It is also mandatory by law to take out car insurance that covers, at least, the civil liability of the driver. With these two conditions, you can drive a car without worrying about not complying with the regulations and without fear of receiving a penalty. However, these circumstances do not always occur, so it is common for you to wonder if you can drive the car of a relative or friend if you have a valid permit, but you are not insured.

Three main figures appear within the policy: the policyholder, the owner of the vehicle and the driver. These three figures can be concentrated in a single person, but they do not always have to coincide. In fact, there may be several drivers declared in the policy so that they are covered in the event of an accident.

Both the main driver and the occasional drivers listed in the insurance are protected based on the coverage contracted. In this way, even if a person does not drive a vehicle that much, he can move calmly as he is not exposed to an accident.

There is some confusion about whether it is legal to drive someone else's car if you don't show up on insurance.

It is common to be unclear whether it is worth putting a son who has just gotten his driver's license as an occasional driver. The companies increase the premium in these cases due to the risk they have to assume when insuring a new driver, which makes the policyholder doubt. However, it is very important that the people who are going to drive the car with a certain periodicity are covered by insurance. But, what happens to those people who take a car on time?

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Can my children drive the car without being insured?

Adding children who just got their insurance cards as occasional drivers is not cheap. For this reason, many people wonder if it is worth insuring them if they are not going to drive the car on a regular basis. It is important to note that for the company to cover the expenses in the event of an accident, they must be declared in the policy.

Insurance in the rental car

In rental cars, the insurance is usually civil liability, the minimum mandatory coverage. However, it is possible to add additional guarantees to complete the policy, but for the insurer to take care of the damages in the event of an accident, the driver must appear in the rental contract.

Check your policy before leaving the car with an uninsured driver

The conditions of the policy may vary significantly depending on each insurer. Before leaving your car to a friend or relative who is not included in the insurance, you should review your car insurance and check what the coverage is if they suffer a mishap. When hiring car insurance, it is advisable to look not only at the price among the different options on the market, but also at the coverage offered by the different companies. Rastreator's car insurance comparator shows you all the information you need to hire the product that best suits you.