The most common scams for the theft of your personal information

In Colombia, at the end of November 2021, there were 46,527 cybercrime events in the country, registering a growth of 21% compared to 2020.

In the last three years, cybercrime has become the fastest growing criminal typology in Colombia, driven by accelerators such as the pandemic and the consequent increase in electronic commerce.

Now, the arrival of new strains in the midst of the pandemic, invites people to isolate and care at home, promoting the increase in transactions in e-commerce portals, and, likewise, the risk of falling into the different modalities of cybercriminals . See more on Personal Finance.

For this reason, DataCrédito Experian reports the main computer crimes so that both companies and users take the respective care and prevention measures.

“We went through changes worldwide for which we were not prepared. The pandemic arrived and both companies and workers began to reinvent themselves and evolve in this new normality that has massively involved the proliferation of cyberattacks and adversaries without prior notice," said Hernando Salazar, CIO of Datacrédito Experian.

The manager added that: “Carelessness, lack of knowledge, information and tools are some of the reasons why some organizations have been affected at this time, which is why the importance of cybersecurity and cyber defense is reiterated business, and, of course, manage to apply them”.

In this line, Salazar CIO of DataCrédito Experian, announced the most used computer crimes to take into account to take care of the theft of information:

The most common scams for theft of your personal information

#1. Vishing: The scammer calls pretending to be a member of a corporation to report suspicious activity reported on the victim's accounts so that the victim can verify personal information over the phone.

#2. SMiShing: They are SMS or text messages directed at mobile phone users with the purpose of visiting a fraudulent web page.

#3. Phishing or identity theft: It is an online scam, through the use of spam, fake websites, email messages, instant messages, whose purpose is to obtain confidential information from Internet users, such as passwords or detailed information. about credit card or other banking information.

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#4. Pharming: Unlike phishing, pharming is programmed to attack the likely victim's computer; causes web browsing to be redirected to servers riddled with controlled sites that look similar to what the user is trying to enter, that is, when the victim enters a correct email address, it is routed or redirected to the attacker's server.

#5. Social engineering (pretexting and telephone extortion): It is a technique used to obtain information through social interaction, manipulation and deception, and typically occurs in direct conversations between the offender and the victim.

One of its variants is pretexting, here the attacker must have a prior study of the potential victim's information, in order to create and use a favorable scenario in order to persuade a victim and obtain information; while, in telephone extortion, the attacker makes a telephone call to the victim posing as someone else, for example, a support technician or an employee of some organization with the aim of obtaining data from the victim.

Now, in order to contribute to secure transactions on electronic commerce platforms, DataCrédito Experian offers a series of tips to keep in mind.

Regarding business cyber defense, DataCrédito Experian recommends always protecting websites and e-commerce applications, as well as acquiring a managed cybersecurity MDR (Managed Detection and Response) service that provides organizations with 24/7 active monitoring 7 and intelligence-based threat detection that helps respond quickly to detected threats in time.

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